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Fiserv Fraud Modeler, Digital Payments in St. Louis, Missouri

What does a great Fraud Modeler do?

The Risk Analytics team within Digital Payments Solutions is responsible for the development and implementation of effective fraud and risk models to mitigate risk associated with online money movement products such as Zelle, Account to account transfers, New account opening, etc for over 3000 financial institutions in the US.

As a Fraud Modeler, you will build and maintain sophisticated fraud models to detect and mitigate fraud and credit risk for money movement products. You will directly influence customer experience and fraud across high profile products such as Zelle and mobile payments. This is a client facing role and is highly visible within Fiserv. This position will interface with clients on a day basis to discuss risk monitoring performance and maintain client satisfaction.

In this role, you will:

  • Build sophisticated machine learning fraud models to manage fraud losses for payment products.

  • Optimize client experience for payment products by managing false positives.

  • Directly influence payments risk roadmap to future proof Fiserv capabilities.

  • Develop risk strategy for new payment products and interact with partners in product, risk engineering and operations to execute the strategy.

  • Work with risk engineering and product development teams on features and variables required for managing risk.

  • Conduct regular client meetings for reviewing model and risk monitoring performance including tactical check-ins and reviews.

  • Continuously evaluate current Fiserv fraud toolset and test external risk vendors on effectiveness.

Basic qualifications for consideration:

  • Bachelor’s Degree.

  • 3 years demonstrated experience in statistical modeling using SAS, R, Python, SKLearn.

  • 3 years demonstrated experience with SQL language (joining tables, aggregating functions, creating statistics for a population and automating summary processes).

  • 2 years of demonstrated experience in risk management (online payments or funds transfer experience preferred).

Preferred qualifications for consideration:

  • Bachelor degree in Computer Science, Statistics, Applied Math, Operations Research, Business, Economics or a field related to predictive modeling.

  • Experience with Big Data and machine learning.

  • 2+ Client facing or consulting experience.

  • Experience in a similar position in banking or credit card industry.

  • Excellent written and oral communications skills; ability to work with other members of the team, strong interpersonal and communication skills to a non-technical audience.

  • Exceptional organizational, communication and presentation skills. Ability to clearly communicate complex technical models and specifications to clients.

  • Results oriented; and have ability to multi-task and handle multiple project deadlines.

  • Ability to work well with other members of the team. The successful candidate will be analytical, organized, dependable, self-motivated, and able to work with minimal supervision.

  • Advanced knowledge of Excel, proficient in use of formulas and pivot tables.

We will ensure that individuals with disabilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation.

Learn more about us.

To support the total well-being of our associates, Fiserv takes a broad approach to our benefits. We offer a comprehensive benefits package that provides flexibility and affordability with a variety of medical, dental, vision, life insurance and disability options.

We are #FISVProud of our benefits and well-being programs. Our commitment to wellness, wellness education, preventive services and fitness activities are designed to meet you where you are.

Life moves fast. And as it does, we know most people aren’t thinking about “financial services” But we are.

We help people and businesses move money and information every minute of every day. Our solutions connect financial institutions, corporations, merchants and consumers to one another, millions of times a day, behind the scenes, reliably and securely.

We’re Fiserv, a global leader in Fintech and payments enabling innovative financial services experiences that are in step with the way people live and work today. The company’s approximately 44,000 associates proudly serve clients in more than 100 countries, so their customers, members and consumers can move money when and where they need it, at the point of thought.

Our Aspiration is to move money and information in a way that moves the world. As a FORTUNE™ 500 company and one of FORTUNE Magazine World’s Most Admired Companies for the seventh consecutive year, we are committed to excellence and purposeful innovation.

In this role, you will be aligned with our Digital Payments Solutions. These products provide the financial services industry electronic billing and payments, online banking and mobile banking, online funds transfer, person-to-person payments, business-to-consumer payments and personal financial account aggregation services. Our award-winning solutions are developed based on extensive user testing and are offered in multiple delivery models to serve more than 3,500 financial institutions from community banks to credit unions to the largest U.S. banks.

We welcome and encourage diversity in our workforce. Fiserv is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.

Explore the possibilities of a career with Fiserv and Find Your Forward with us.

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